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Terms and Policies

Updated Date: 01 Feb 2025

Privacy Policy

We value the trust you place in us. That's why we insist upon the highest standards for secure transactions and customer information privacy. By visiting this Website you agree to be bound by the terms and conditions of this Privacy Policy. If you do not agree please do not use or access our Website.


Note: Our privacy policy is subject to change at any time without notice. To make sure you are aware of any changes, please review this policy periodically.

Collection of Information

Personally Identifiable Information

When you use our Website, we collect and store your personal information which is provided by you from time to time. Our primary goal in doing so is to provide you a safe, efficient, smooth and customized experience.


We use data collection devices such as "cookies" on certain pages of the Website to help analyse our web page flow, measure promotional effectiveness, and promote trust and safety.

  • Session Cookies: Most cookies are automatically deleted from your hard drive at the end of a session.
  • Buying Behaviour: If you choose to buy on the Website, we collect information about your buying behaviour.
  • Transaction Info: We collect billing address, credit/debit card details, and other payment instrument details when you transact with us.
  • Registration: While you can browse some sections without registering, placing an order requires registration. We use this contact info to send you offers based on your interests.

Sharing & Security

Sharing of Personal Information

We may share personal information with our other corporate entities and affiliates to:

  • Help detect and prevent identity theft, fraud and other potentially illegal acts.
  • Correlate related or multiple accounts to prevent abuse of our services.
  • Facilitate joint or co-branded services that you request.

We may disclose personal information if required to do so by law or in the good faith belief that such disclosure is reasonably necessary to respond to subpoenas or court orders.

Links to Other Sites

Our Website links to other websites that may collect personally identifiable information about you. loancartindia.com is not responsible for the privacy practices or the content of those linked websites.

Security Precautions

Our Website has stringent security measures in place to protect the loss, misuse, and alteration of the information under our control. Whenever you change or access your account information, we offer the use of a secure server.

Terms of Use

Eligibility Criteria

Mandatory

Use of the Website is available only to persons who can form legally binding contracts under Indian Contract Act, 1872.

  • Persons who are "incompetent to contract" (including minors, un-discharged insolvents, etc.) are not eligible.
  • If you are a minor i.e. under the age of 18 years, you shall not register as a User of the Website.

User Conduct & Rules

You agree, undertake and confirm that Your use of Website shall be strictly governed by the following binding principles. You shall not host, display, upload, modify, publish, transmit, update or share any information which:

Prohibited Content

  • Belongs to another person and to which You do not have any right.
  • Is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, or invasive of another's privacy.
  • Is hateful, racially or ethnically objectionable, or encourages money laundering or gambling.
  • Harm minors in any way.
  • Infringes any patent, trademark, copyright or other proprietary rights.

Prohibited Activities

  • Deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive.
  • Impersonates another person.
  • Contains software viruses or any other computer code designed to interrupt, destroy or limit the functionality of any computer resource.
  • Threatens the unity, integrity, defence, security or sovereignty of India.
Limitation of Liability: IN NO EVENT SHALL Loan Cart India BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND IN CONNECTION WITH THESE TERMS OF USE.